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Travels (101)

You may think you can identify a fraud a mile away, but tricksters can fool you cleverly. You do not want to be robbed off your money or left stranded in a foreign land just because you trusted the wrong person. Being cautious is the first step to being safe in a foreign land. Follow it up with knowledge of some common travel scams, and you become well-equipped to protect yourself.

Think Twice before you Step into a Taxi

Drivers either charge expensive fares or they cheat you by asking for more money than that was agreed to when hiring the taxi. The best way to prevent yourself from getting duped is to use taxi services offered by airport authorities. You can also arrange for an airport pickup with your hotel.

Beware of the BirdÔÇÖs Poop

You are sightseeing and something like a birdÔÇÖs poop on your shoes catches your eye. Smell a scam if someone suddenly appears and offers to help you by cleaning your shoes. They clear not just the stain but your pockets as well!

Stay Away from these ÔÇ£FriendsÔÇØ

This fraud starts with a person asking you for help. He then proceeds to tie a friendship bracelet. While you are busy appreciating this sign of friendship, the trickster starts demanding money for the bracelet. His partner is nearby, threatening to empty your pockets if you donÔÇÖt agree to pay the said amount.

Be Careful with Your Money

If you are visiting a country where the currency value is low, ensure that you count your money more than once after exchanging your currency. You can be short-changed at the counters.

Raise your alert alarms if the person at the money exchange counter seems to be inordinately slow in counting the money. As he or she delays counting, you get frustrated and become less watchful; when they hand over a cash stack, you are relieved and ready to go without counting, an easy way to short-change you. Visit a trustworthy forex service provider to prevent such troubles. Enquire about forex services in the area and visit the one that is popular, or use a forex service that your friends or relatives have recommended to you.

Keep your Card Safe

Most travellers use a card instead of cash given the convenience that comes with it. Cards are equally prone to risks. Exercise caution, especially when you are using cards at bill counters. If the person at the bill counter gets glued to his or her mobile phone after taking your card for payment, he or she might be using the mobile phone camera to take a picture of your card. Use cash for payments, wherever possible.

This Innocent Snap can Cost You

You are busy taking photos and someone comes requesting you to take his photograph. The Good Samaritan in you readily agrees. As you get ready to take a picture with the personÔÇÖs camera or mobile phone, you find itÔÇÖs not working. As you hand over the device, the person pretending to examine it, drops the device. Bend to pick it, and chances are your pockets are already empty! Else, the person will fight with you to bear the expenses for repairing the device.

This Gold is not Worth the Glitter

This fraud starts with someone questioning you if the gold ornament they just found is yours. As you say no and proceed, the person confirms the value of the ornament and pleads you to buy it so that s/he can buy some food with the money. If you believe the story, youÔÇÖll be left with fake gold!

Check your Emotional Impulses

Your tear glands and sympathy hormones are triggered by the sight of this woman with a baby in her hands asking you to buy milk powder for her baby. She takes you to a shop and you buy the milk powder for her. You leave the scene with a sense of satisfaction while the woman and the shop owner are busy splitting the money.

A variant of the above scam involves a group of wide-eyed children surrounding you, holding placards with sympathy-raising messages. Even as you decide to help them with some money, some children in the group are busy ripping your pockets off.

Be Wary of Unsolicited Help

Be cautious of people who claim to be locals and volunteer to help you. Refuse their help at ATMs, where they are obviously looking to get hold of your PIN. Such people may speak to you in the guise of offering insider information about how thieves rob people in the area, and advising you to keep your money safe. DonÔÇÖt make the mistake of rearranging your purse for they take the opportunity to snatch it from you.

These are only a few examples of frauds that many travellers regularly fall prey to. Be attentive to your surroundings and take time to befriend someone, and you should be fine in any foreign land!


┬®┬áUAE Exchange


Summary: Focus on some key elements can help you when shopping for good travel insurance policies.

It could be a dream travel for you, but sometimes things can go awry. Your family or you could fall prey to unfortunate events such as a medical emergency or an act of theft, or worse, violence. Something sudden such as an employee strike may cause your flight or cruise service provider, or your travel agent, to withdraw its services. Sometimes, weather may play spoilsport and cause a delay in your journey or even result in cancellation.

With travel insurance, you equip yourself better to handle unexpected events. Whether you are travelling within or outside your country, a basic understanding of the nitty-gritty of travel insurance can help you look deeper into travel insurance deals and make a well-informed decision.

Look for Insurance Categories Covered

To be beneficial, travel insurance must offer cover for all major likely situations. These include medical emergencies such as sudden illnesses and accidental injuries, property loss or damage, delay in travel, cancellation of the trip, returning from the trip sooner than planned, expenses to cover loss caused by you (e.g. accident, property damage, etc.) to others, and any kind of defaulting by the travel company or flight/ cruise service.

Look Around

Check different travel insurance providers and their products to know your options. Find out if there are customised packages so you get the maximum benefits of such an offer. For example, if you are a person inclined to adventurous activities on your travel, you could try an insurance option designed specifically for such travellers than a more generic insurance. You could also avail customised packages depending on whether you are a regular or a now-and-then traveller.

Similarly, you could go for an insurance that covers different aspects of travel challenges or stick to a single coverage, say, for example medical expenses. Compare different service providers to find an insurance option that best fits your needs.

Mind the Following Insurance ÔÇ£DosÔÇØ

  • Obtain travel insurance well in advance of your trip to avoid losing out on any coverage. Insurance companies usually specify a minimum┬á period before which customers need to get their travel insurance. Enquire your travel insurance service provider about such deadlines.
  • Ask the travel insurance company about their policies and charges for the aged. Insurance policies tend to be expensive for senior elders. Talk┬á to several service providers and know how they price their policies. Seek┬árecommendations from your known circle of friends and relatives regarding┬á reliable insurance service providers.
  • Choose to talk to insurance providers directly rather than going blindly with referrals and recommendations from your travel company. ┬á┬á Travel companies are more likely to have a vested interest in their recommendation and you could end up with an unreliable service provider.
  • Be cautious of travel agents that make having insurance offered by them part of their travel deal. Choose to have the freedom of purchasing travel insurance from external sources such as insurance companies or agents, banks and post offices, or other outlets that offer insurance services in your region.
  • Ask the insurance provider if the insurance policy involves┬áreimbursements. Some policies for example, may require you to submit bills ┬á┬á to claim reimbursements. In such cases, you would have to pay for the expenses from your wallet before your insurance comes to your aid.

So, the next time you are shopping for travel insurance, increase your chances of getting a better deal, and yes a more peaceful travel, with focus on the above key points.



Travel Safety For The Disabled

Sunday, 17 February 2013


5 Steps to Taking Control on the move

Travel for the disabled need not be a highly impossible or challenging task. Disabilities such as vision/ hearing/ speech impairment, and mobility difficulties may make many disabled travellers fear travel. But, disabled travellers can enjoy their travel and make it an enriching experience.

Realization that challenges facing disabled travellers are not insurmountable is the first step in the right direction. Combine this mindset with some technicalities ÔÇö meticulous travel planning and preparation, and some thorough research about your destination in terms of its friendliness towards disabled travellers ÔÇö to enjoy a great trip each and every time.

Be it a long-awaited vacation or an important business trip, donÔÇÖt let the fear of challenges facing disabled travellers deter you from making the journey. Reclaim your independence now!


Shun the ÔÇ£victimÔÇØ mindset

You are not helping yourself much if the primary thought on your mind is ÔÇ£I cannot make it.ÔÇØ There are many disabled travellers who are travelling worldwide, and many countries are becoming more empathetic making travel for the disabled a joyous affair. In many countries, legislation requires special disabled-friendly measures to be implemented in transportation, accommodation and other public facilities. With most of the world by your side, willing to help you, you could only make your travel more enjoyable.

Connect with other disabled travellers through internet forums, blogs and social networks, and get to know about their experiences, the good, bad, best and the worst. This information helps you prepare yourself for all possible eventualities, and also gives you an idea of destinations you are better off to stay away from. Find out if there are local associations or clubs supporting travel for the disabled and visit these venues to get inspired.


Be well-informed about your destination

Research well about your destination before preparing to leave. Does the country have special laws of access for the disabled? Does the country feature special amenities that make travel for the disabled effortless? What are the facilities available on their public transport and hotels? Are there walk-around areas or ramps at key tourist spots to facilitate easy tours for disabled travellers?

Visit the countryÔÇÖs official tourism website and find out if such information is available. Blogs and forums specific to travel for the disabled can offer helpful information. Local associations and clubs working for the cause of disabled travellers are a valuable source of information too. Call up people in your clique who are otherwise-able and have been on a trip to your prospective destination, and get all possible information from them.

Use all the information above to reach a well-informed conclusion about the affability of your destination towards disabled travellers. Make a final decision based on your conclusions.


Deal with travel basics in advance

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Travel for the disabled involves key challenges of transport and accommodation. Get them right and you get, perhaps, half of your work done. Contact prospective service providers offering services required to accomplish your travel (e.g. flight/bus/train/other, hotels, etc.) and find out if they offer all facilities for disabled travellers.

It is crucial to specify details when asking for such information. Instead of asking, ÔÇ£Is your airport disabled-friendly?ÔÇØ ask for specifics ÔÇ£Do you have wheelchairs and guides to help mobility-disabled travellers board the flight?ÔÇØ

When booking hotels, ask if there are roll-in showers, walk-around areas, ramped cars, or other aids specific to your disability. Specifics get you accurate information and let service providers know about your real needs so that they can arrange for the same if possible. You could look for alternate options if the service providers do not have what you need.

Ensure you book your journey and make your reservations as fast as possible. As more and more disabled travellers are moving around the world, reservations for such facilities are in high demand. It would help to be swift with your bookings, especially if the facilities conform to your requirements, so that you donÔÇÖt miss the opportunity.

If you are planning to use a travel service to take care of the trip for you, ensure you hire a well-known travel agency that specializes in travel for the disabled.


Be informed, be protected

Know about laws governing travel for the disabled at the destination country. Knowledge of these laws protects you from being deprived of your rights and from being duped by service providers. For example, in some countries, transport service providers may be required to allow wheelchairs under non-luggage category and levy no luggage cost on them for disabled travellers. When you are aware of the fact, you can question your airline service if they levy charges for wheelchairs.

Similarly, if a hotel service provider offers free transport facility from airports to the hotel, they may be required by law to offer free access-friendly transportation for disabled travellers as well. You can exercise your rights if the hotel refuses to send an accessible vehicle or talks about billing you for the accessible transport.


Instil in Yourself Travel Discipline

  • Travel for the disabled, as with travel for others, gets only better with discipline. With discipline, youÔÇÖll be able to overcome preventable travel catastrophes and increase your chances of enjoying your journey more. Take heed of these simple precautionary measures:

Meet your doctor before taking your trip. Discuss in detail about the possible preventive measures you can take to ensure safety of your health all through your travel. Ask your doctor if you need to alter your dietary habits.

Request your doctor to provide you with a medical letter that explains your condition, symptoms, prescribed treatment, preventive measures, type of access facilities essential, and other key information, for added safety.

Get your doctorÔÇÖs phone number and ensure that you can reach him or her at any time during an emergency. Remember to pack your prescription.

  • Never forget to label your luggage and mobility aids, if any, such as wheelchairs. Insert a card with your name and contact details into the appropriate space of your luggage.
  • Ask your travel agent for a written confirmation of all that was promised to you at the time of service purchase. This includes journey tickets, disabled-friendly seating arrangements (e.g. aisle seats if youÔÇÖre travelling by air), and access to other facilities to aid you in travel.
  • Inform airport authorities that you need assistance, preferably while booking tickets (if youÔÇÖre booking it yourself), so that they can make all necessary arrangements for you.
  • DonÔÇÖt hesitate to ask for help at any time during the travel. People will only be ready to help you.
  • Consider planning your trip, especially if itÔÇÖs a leisure travel, during non-peak seasons so you have a hassle-free and less-crowded vacation. Peak seasons could mean high demand for journey tickets, which means you may or may not get the seating arrangement you require; hotels and key tourist spots at the destination become in-demand areas, which could make travel and stay difficult for you.
  • Pack your parking permit if such permits are issued by your country, if youÔÇÖre planning to use your wheels at the destination. Parking permits for disabled travellers are acknowledged in different countries. Otherwise, you might end up paying expensive parking charges for access to disabled parking areas.
  • Avoid connecting flights and roundabout trips if possible. If not, ask the flight crew to ensure that there is help ready at interim airports.
  • Ensure your health all through the travel by keeping yourself hydrated with water.
  • DonÔÇÖt overexert yourself. Listen to your body and slow down when needed.


Travel for the disabled is not a distant dream that is unattainable. Take charge of your travel and enjoy a fabulous trip each time every time!

Camping or backpacking in the snow appeals to anyone who enjoys the beauty and peacefulness of a pristine winter wonderland. There are no bugs or crowds, and who doesn't enjoy playing in the snow? With a little preparation, you also might be surprised at how comfortable it can be. Here's how to get started.

Winter is gear junkie paradise. Crampons, ice axes, snowshoes, shovels, skis, snowboards, avalanche gear...whole worlds of specialized equipment await the cold-weather adventurer. There's just one problem. You need a way to carry it all. And for that, you need the right winter backpack.



Winter backpacking requires extra gear, so you most likely want a high-volume pack. Pack as lightly as you can, but always make sure you're prepared for winter weather and conditions.

Rough guidelines for a 2- to 4-day winter backpacking trip:

Lightweight: minimum 4,000 cubic inch pack

Deluxe: approximately 5,000 cubic inch pack or larger.

If you plan on carrying skis or snowshoes, make sure your pack has lash points or is otherwise able to secure these large items.


Strap up

Winter gear is bulky stuff. Until they invent collapsible snowshoes, skis, and snowboards, you'll need a way to lash them to the outside of your backpack. Look for packs that feature multiple side straps and no side pockets to get in the way. Longer straps are better, though you can always extend them with accessory straps to provide additional length if needed. Avoid slide-through buckles; they are maddening to adjust and thread with icy fingers. Choose buckles that clip and unclip, which makes it much easier to secure gear quickly. Finally, look for sewn-on patches or loops that allow you to add extra straps if you need them.


The shred factor

Winter gear is sharp. Ice axes, snowshoes, shovel blades, and ski and snowboard edges can quickly shred fabric, especially the thin nylon found on many lightweight packs. Look instead for tougher materials that can withstand sustained winter abuse. To carry an ice ax, most packs incorporate an ax loop near the bottom. Make sure the pack also includes a small accompanying strap to secure the handle farther up; many packs neglect this crucial feature. (You can add a pick and adze cover to your ice ax for extra slice protection.) Try to avoid attaching cramponsÔÇôand their many sharp pointsÔÇôto the outside of your pack; invest instead in a crampon bag to stash them safely inside.

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Winter-specific packs

If you spend a lot of time in the winter backcountry, you may want to consider a specialized pack. Ski and snowboard packs feature strap systems specifically designed to lash on your gliding gear; they also incorporate reinforced materials to fend against sharp metal edges. Many winter styles also have a designated shovel pocket for quick access, a crucial feature if you're traveling in avalanche terrain. Snowboard packs secure the board to the back of the pack; these also work well for attaching snowshoes instead. Ice climbers can choose from a variety of super tough packs that feature dual attachment points for ice tools, plus reinforced loops to clip and access climbing gear easily.


Cold-weather Clothing

The simple rule of winter camping is to stay dry and warm. Carefully choose clothing layers that are moisture-wicking, quick-drying, insulating and waterproof/windproof/breathable. By adjusting your layers of clothing, you can regulate the amount of warmth you need.

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Boots Winter boots

Depending on your mode of transport and the snow/weather conditions, it's possible to get by with traditional hiking boots. However, most snow trekking is greatly enhanced by boots that are waterproof and insulating. These can be so-called winter boots or mountaineering boots. Skiing and snowboarding, of course, require their own boots that are compatible to the bindings.


Hats: You lose a significant percentage of your body heat through the top of your head. Follow the old mountaineering adage: "If your feet are cold, put on a hat." A warm hat is critical for snow camping. Consider windproof models such as those made of Gore WindStopper fabric.

    Gloves and mittens: This is another must. Take extras, too, in case they get wet.

Gaiters: A must for deep snow, they help keep snow, rain and water out of your boots. They even add a bit of warmth. Be sure to use a waterproof/breathable modelÔÇôthey cost more but are designed for winter use.

    Goggles and glasses: Always protect your eyes from sun and wind. There are different lens tints for various weather conditions.

    Socks: As with most of your body, your feet need a thin, snug layer next to the skin and a second layer over it, both made of merino wool or synthetic wicking fabrics. The thickness of your second sock is determined by your boot fit. An extra-thick sock will not keep your feet warm if it makes your boots too tight and restricts circulation. Take extras. If they get wet, put them in the sleeping bag next to you to dry.


Sleeping Bags

A sleeping bag helps retain your body heat to keep you warm, and keeping warm is essential to snow camping. Make sure you use a bag that's rated at least 10┬░F lower than the coldest temperature you expect to encounter. You can always vent the bag if you get too warm.

Sun protection is very important in the winter. You need to protect your skin and your eyes from the harsh UV radiation.

SUNSCREEN!!!!!!! ÔÇö The UV radiation inColorado, esp. at higher elevations, can be fierce. Bring a small amount of sunscreen.┬á A sun hat is also suggested for similar reasons.

SUNGLASSES!!!!!! ÔÇö For similar reasons to the above, be sure to wear sunglasses. Do not need anything fancy. As long as they have 100% UVA and UVB protection. Even the $15 drug store glasses┬á offer this type of protection now. Most ski goggles offer this kind of protection as well. But, unless it is very windy, sunglasses are better suited for most snowshoeing conditions.

Lip Balm ÔÇö Not as critical (no !!!! or ALL CAPS ;D ), but some lip balm protects those lips from the dry, windy and sunny conditions.


Hydration and food

In winter, it is very easy to not drink. Psychologically, because it is cold, you don't feel the need to drink as often as during summer. But, it is essential to keep hydrated. Otherwise, you will feel sluggish, not process food as well and ultimately get colder. Not fun!

I am a big fan of a Gatorade bottle or two stowed in my pack. Wrapped in my clothing (or even an old wool sock), the bottles rarely freeze. Another trick that works well is to heat some hot water at home and pour it into a Nalgene and then stowe it in your pack.  You can buy an insulated bottle holder if you feel the need (or simply use the old sock trick, with the sock placed in plastic shopping bag for waterproofing)

An optional item, but one enjoyed by everyone, is a thermos of your favorite hot beverage. Some hot tea is always welcome! I also enjoy Lipton's soup or similar: A hot drink, much craved salt and some carbs/protein in one lovely package. Mmmm

As for food, standard hiking food is fine. You may want to take a bit more quick sugar (like chocolate) to give the body a needed boost if you feel the need to warm up.  Also remember  that it is better to munch all day rather than have one big meal. Your body is a furnace. Esp in winter, it needs constant stoking!

At night, FAT! SUGAR! CARBS! LOTS OF IT!┬á Yes, cook some nice calorie laden dinners.┬á Get a nice carb and fat mixture before going to bed. Pasta with a cream sauce works quite nice. Add some protein to help repair the muscles you used during the day. Being winter, do not have to worry about food spoiling. Pack in your favorite food (if you are willing to carry it! )┬á┬á Sleeping with some candy or cookies high in sugar also helps. Feel slightly chilled at 2 AM? Eat some sugary food. The quick energy for your body to burn can often mean the difference between a good nightÔÇÖs sleep and restless night.


Overnight adventures

Winter backpackers need beefier gear than their summer peers. Tents must be stronger, sleeping bags warmer, and clothing more extensive. As a result, the bulk factor goes up considerably. To accommodate it all, packs must have significant capacity. Look for styles with at least 4,500 cubic inches (74 liters) of volume to ensure adequate room. Packs between 3,500 and 5,000 cubic inches (57 to 74 liters) can work with careful packing; anything less than that will be a challenge for all but the most ultralight winter adventurers. Finally, make sure the pack's hipbelt and suspension system are designed to accommodate heavier pack weights, which can easily exceed 35 pounds for even a short overnight excursion.


Finishing touches

A large, easily accessible pocket provides instant access to a down jacket or other warm layer when you need it. Adding an accessory pouch to your shoulder straps or waist belt offers a convenient stash for regularly used items, such as lip balm, map, GPS unit, or camera. Winter clothing can add an inch or two to your waistline; make sure your hipbelt comfortably accommodates it. Finally, look for capacious water bottle pockets that can handle the extra diameter of an insulating water bottle cozy.

Choose a backpack that will fit the greatest amount of gear youÔÇÖll need to carry. DonÔÇÖt forget the group gear youÔÇÖll need to bring along too. That said, donÔÇÖt buy a pack thatÔÇÖs bigger than you need. YouÔÇÖll be tempted to carry more than necessary or will end up with a floppy, half-filled pack.

If youÔÇÖll need a medium- to large-sized backpack for your adventures, youÔÇÖll have to choose between an internal or external frame pack.

Internal frame backpacks are designed to carry the pack weight on the hips and with their body-hugging design provide the most balance and freedom of movement. This is especially important if youÔÇÖll be on rough trails, off-trail, scrambling, climbing, or skiing. Internal frame packs work well for nearly everyone and are the most popular option.

External frame backpacks were once the mainstays of backpacking. They can help you carry very heavy loads, but generally are best for covering easy terrain. Because they donÔÇÖt lie against the body they are cooler in hot weather. They are also cheaper and can be good introductory backpacks for growing kids and beginners.

Size a backpack to your torso length, not your height. DonÔÇÖt assume you need the tall (or the regular or the short) model just because of your height. To find your torso length, have someone measure from the iliac crest at the top of your hipbone to the prominent bone at the base of your neck (the seventh cervical vertebrae).

The sizes of different manufacturers' frames may correspond to different torso lengths, so check the packÔÇÖs technical specifications. For example, a 20-inch torso length may mean a regular size in one pack and a large in another.

Since it will be supporting your packÔÇÖs weight, make sure the hipbelt provides adequate padding. Some pack makers offer interchangeable hipbelts in different styles and in sizes for both men and women for a better individual fit.

During a fitting, load up the pack with weight (an amount you typically would carry) to see how well the pack carries. Then walk around with the loaded pack, practice taking it on and off, make sure you can look up without whacking your head on the pack, and climb up and down stairs.

Shoulder straps, which control the fit of the suspension system, should be well padded and adjustable.   An adjustable sternum strap, which connects the shoulder straps, helps bring the load weight forward, and off your shoulders.

A padded back or frame sheet will keep your stove, tent poles, and other hard objects from jabbing you in the back. Women and others with short torsos, like kids, should consider backpacks sized for them. Many pack manufacturers produce women-specific or short torso versions.


Travelling brings along with it adventure, excitement and yes, fatigue too. Be it long travels or short trips, seasoned travellers or first timers, fatigue can attack anyone. And if it has cast its spell, then the crankiness that follows can affect our entire trip negatively. But following few small tips could ensure a smooth and joyful trip.


Health, a priority on the move

Generally vacation means not just holiday from work but from healthy eating too. We tend to forgive ourselves from following the regular healthy diet and go on a binging spree, eating things, which otherwise we normally donÔÇÖt. If our trip is on a shoe string budget, then we tend to pick on edibles which are the cheapest, which are generally not the healthiest of choices. To enjoy the trip of course we need good money, but then health is equally important.

First and foremost healthy intake should be lot of clean water. We should choose affordable but fresh food. Some kind of exercise will add value too. It could be a walk to the favourite bazaar, jog down to the park or even cycling around town.


Add leisure to the trip

Sight-seeing is important, but the first priority of any vacation is relaxation. So we shouldnÔÇÖt rush to see every corner of the place we are visiting. Instead list down the priority spots and visit them leisurely. Explore it thoroughly, understand its culture in depth and enrich ourselves, while enjoying every moment. By this we not only will feel satisfied with our trip, but can also avoid getting fatigued with undue rush.


Take a break

Whether it is a luxury vacation or back-pack trip, travel fatigue is always waiting round the corner to attack. So we need to take a break during our vacation and take measures to prevent fatigue by making ourselves comfortable. A quick massage, a short session in sauna or a hot shower can make a big difference. It will help us refresh and continue our vacation without major breakdowns.


Keep the focus

Vacation is meant for relaxation of mind and body. But if we donÔÇÖt plan it by the day, we might get confused and miss out on the best moments. At the end of the day we should prepare an action plan for the next day as to what we would see and explore. Also make preparations for our return journey as to avoid last minute tension. We need to anticipate problems and plan solutions, instead of reacting to them in haste.


Proper planning of the trip, luggage, places to see etc., can avoid lot of unnecessary physical trauma and undue mental pressure, thus delaying and avoiding fatigue, on the move.



@Daily tribune Bahrain

A ceremony was held at the Bahrain Keraleeya Samajam to announce the rehearsals of a drama, Tipuvinte Aarcha, directed by Prakash Vadakara. UAE Exchange Country Head was the chief guest. The lead roles of Tipu Sultan and Unniyarcha will be performed by Mr Prakash and Jaya Menon. Right, Mr Nair inaugurating the event by lighting the traditional lamp. Below, the cast of drama.



For more information please visit our nearest Branch Location or log on to UAE Exchange corporate website


UAE Exchange inaugurates its Head Office in new premises. It is yet another step by the brand to bring better quality service to its customers. The new head office will monitor quality and ensure that the best reaches the family members of its expatriate customers, across the country, who trust the remittance major to transfer their hard-earned money.


For more information please visit our nearest Branch Location or log on to UAE Exchange corporate website

  • Customers can make their payments at any UAE Exchange counter in the UAE



  • Customers can make their payments at any UAE Exchange counter in the UAE


UAE Exchange, the leading global remittance and foreign exchange brand, joins hands with Cozmo Travel, a leading travel company in the UAE, to provide a new payment option for their online bookings. Now, Cozmo Travel customers can make their payments and confirm their online bookings at any UAE Exchange counter in the UAE.

ÔÇ£It is a priority for us to partner with those brands, who strive to achieve customer delightÔÇØ, said Mr. Y. Sudhir Kumar Shetty, COO ÔÇö Global Operations, UAE Exchange. ÔÇ£We are glad to join hands with Cozmo Travel. This new payment option would certainly benefit the customers of Cozmo Travel, as UAE Exchange has a wide network of branches in the UAE, which can be accessed easily from any point in the country. Our extended branch timings would also add more convenience.ÔÇØ, he added.

Jamal Abdul Nazar, General Manager, Cozmo Travel, said, ÔÇ£We are happy to partner with a reputable remittance brand like UAE Exchange. We are sure that this partnership will turn out to be a real value addition for our customers, considering the strong branch network and service quality that UAE Exchange is known for.ÔÇØ

UAE Exchange offers a wide range of services, which meets most of the financial needs of its over 3.5 million customers, worldwide. The range includes Xpress Money, the instant money transfer service with over 135,000 agent locations in more than 125 countries; FLASHremit, the facility for real time account credit;, the convenient online money transfer portal by which money can be sent to any corner of the world in just a few clicks; Smart Pay, the WPS-compliant leading payroll solution; and XPay, the online bill payment service using mobile phone. These popular services and other bill payment facilities have made UAE Exchange a true financial supermarket.

UAE Exchange has more than 570 direct offices across 29 countries, which makes it the worldÔÇÖs largest networked, among remittance brands. Its correspondent banking relationship with over 150 global banks adds to it.

Cozmo Travel, under the wings of Air Arabia, was launched in 2010. With an year-on-year growth of over 150%, in the past two years, its services are now available in Abu Dhabi, Sharjah, Ajman and Ras Al Khaimah. Cozmo Travel answers various travel needs with services including airline tickets, holiday packages, corporate travel management, visa processing, travel insurance etc. Their services are set to expand in the near furture, covering all the seven emirates of the UAE and the rest of the countries in the GCC.

The event, which announced the partnership, was attended by senior officials of UAE Exchange and Cozmo Travel, along with special invitees and the Media.

Published Date: April 04, 2012

For more information please visit our nearest Branch Location or log on to UAE Exchange corporate website


Pakistan is one of the strongly developing nations with a promising future. This sacred land had to rise against a variety of challenges to conquer its destiny. How it achieved this amazing feat is an inspiring saga. One brand that imbibed this inspiring spirit is UAE Exchange, the leading global remitance and foreign exchange brand.

As the Pakistani community, across the world, rejoices on the 72nd Pakistan Day, UAE Exchange joins in to share the joy with them. The favourite remittance partner of Pakistani expatriates, UAE Exchange enjoys a special relationship with them. The brand has been helping these hardworking people to stay connected to their loved ones, back home, with its close to 600 direct offices across 30 countries spanning five continents. Adding to its might is the strong correspondent banking relationship with over 150 global banks, of which more than 10 banks are from Pakistan including Allied Bank Limited, Askari Bank Limited, Bank Alfalah Limited, Habib Bank Limited, MCB Bank Limited, National Bank of Pakistan, Standard Chartered Bank, United Bank Limited, Bank of Punjab, Dubai Islamic Bank Pakistan Limited, NIB Bank Limited, Bank Al Habib Limited and Summit Bank Limited, to name a few.

UAE Exchange offers the widest range of services, among exchange houses, below a single roof. For this conenience, customers consider it as a financial supermarket. Of all the services, a special mention should be made of Xpress Money, its instant money transfer service, which is a vavourite among Pakistanis living outside the country, to send money to their loved ones back home. Supporting this transfer process, effectively, is the instant money transfer brand's against network of over 135,000 agent locations in 125 contries.

The quality financial services, excellent customer service and value from UAE Exchange have made the Pakistani customers, give the brand, a special place in their hearts. As a token of appreciation for this exceptional community, UAE Exchange offers them value-laden promotions like Money Majlis, which offer exciting prizes. The brand also offer free remitance facility to its beloved Pakistani community.

UAE Exchange has fostered a strong association with all the communities, but enjoys a special bonding with its Pakistani customers. On the occasion of Pakistan Day, the world's trusted money transferrer salutes this great nation for its resolve to pursue its vision, courageously.


"Also Visit - UAE Exchange launches Jashan-e-Bahara 2012" :

UAE Exchange launches the 2012 version of Jashan-e-Bahara promotion, which will give away a total cash prizes worth PKR 1,500,000 and 60 mobile phones.



For more information please visit our nearest Branch Location or log on to UAE Exchange corporate website


UAE Exchange launches the 2012 version of Jashan-e-Bahara promotion, which will give away a total cash prizes worth PKR 1,500,000 and 60 mobile phones. All you need to do is to make a remittance transaction to Pakistan at any of the UAE Exchange branches in the UAE between March 1 and April 29, 2012 to get qualified for the corresponding monthly draw and the mega draw.

In the two monthly draws, which happen on April 2 and May 2, 2012, respectively, a total of 40 lucky winners will bag PKR 25,000 each and 60 winners will take home Magnus mobile phones. The mega draw on April 29, 2012 will have a lucky customer winning a mega prize of PKR 500,000.


For more information please visit our nearest Branch Location or log on to UAE Exchange corporate website


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